Insights

Money, explained like a human.

The FinMax team is preparing a series of practical, plain-English guides to the money questions Malaysians actually ask — no jargon, no hype, no lectures. These are the first topics in progress.

Upcoming topics

Showing 9 upcoming topics.

  • Money Basics

    Coming soon

    How Much Emergency Savings Do You Really Need?

    The usual advice is “three to six months of expenses” — but whose expenses, and why that range? This guide will walk through how to work out a number that fits your actual life, and where to keep it.

  • Investment

    Coming soon

    Should You Invest Before Buying a Home?

    A down payment and a portfolio compete for the same ringgit. We'll look at how to weigh your home-buying timeline against your investing horizon — and when working on both at once can make sense.

  • Insurance

    Coming soon

    Insurance vs Financial Planning: What's the Difference?

    Many Malaysians own several policies and still don't have a plan. This article will unpack where insurance fits inside a broader financial plan — and what a plan covers that a policy can't.

  • Retirement

    Coming soon

    How Much Do You Actually Need for Retirement?

    There is no one-size-fits-all figure. We'll walk through the questions that shape your real retirement number — lifestyle, timeline, healthcare and EPF — so you can estimate yours honestly.

  • Lifestyle & Money

    Coming soon

    Can You Travel and Still Reach Your Financial Goals?

    Enjoying life now and preparing for later shouldn't be an either-or. This piece will show how to build travel into your plan deliberately — so trips are budgeted for, not borrowed from your future.

  • Family

    Coming soon

    5 Financial Decisions to Consider Before Getting Married

    Money conversations are easier before the wedding than after it. We'll cover five decisions worth making together — from how you'll combine finances to protection and family plans.

  • Property

    Coming soon

    Renting vs Buying: Which Makes Sense for You Right Now?

    It's one of Malaysia's most debated money questions, and the honest answer is “it depends on your numbers”. This guide will lay out the real costs on each side and the life factors that tip the balance.

  • Financial Planning

    Coming soon

    What Actually Happens When You Meet a Financial Planner?

    No pitch, no pressure — so what does happen? We'll walk through a typical first conversation step by step, what's worth bringing along, and the questions you should ask us.

  • Financial Planning

    Coming soon

    One Income, Many Goals: How to Prioritise When You Can't Fund Everything

    Emergency fund, insurance, investments, a home, retirement — few people can fund it all at once. This article will offer a practical way to sequence your goals so progress on one doesn't derail another.

Want to be the first to read these?

You don't have to wait for publish day. Any question is welcome ahead of the articles — if one of these topics (or anything else about your money) is already on your mind, just ask and a planner will give you a straight answer.

The Reality of Money

Your financial life is connected.

Buying insurance, investing or saving can each feel like a separate decision. Planning looks at how they work together — because each one changes the others.

Tap any part of your financial life

Buying insurance, investing or saving are individual decisions. Financial planning looks at how those decisions work together.

Prefer answers about your situation?

General guides are a starting point. A conversation about your own goals, numbers and stage of life goes a lot further.